CoverMaker's user-friendly 'windows-style' application makes it easy for brokers to provide high-quality submissions to insurers. Our unique profile builder enables CoverMaker to handle a wide range of commercial risks from simple packaged business to complex commercial risks. CoverMaker does not require any heavy commoditisation of these risks, which is so often a prerequisite of insurance Internet systems.

Brokers using the system maintain control over their submissions until the risk is bound and with CoverMaker's full audit trail facility, any queries between brokers and underwriters can be easily and quickly resolved. Although CoverMaker is an Internet system, it's anything but impersonal. We have taken care to preserve established relationships between brokers and underwriters. We have our own messaging service allowing one-to-one dialogue even though the broker may have offered the risk to a number of insurers.

Insurers receive a high quality electronic submission, which can be printed out for manual underwriting or integrated into their internal quotation systems. Individual underwriters can receive early advice of declinature and speedy feedback on their quotations. CoverMaker also provides a 'shop window' for insurers to market new products to brokers.

The application is hosted securely and utilises 128-bit encryption. It is built in market proven Java technology. The three-tier object orientated application resides upon an Oracle database that provides flexibility, scalability and robustness.